Convential Home Loans | Conventional Loans

Conventional Home Loan

Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac. Typically, conventional loans have better rates, terms and/or lower fees than other types of loans. However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 3-20% and reliable monthly income. Conventional loans are ideal for borrowers with excellent credit and at least a 3% down payment.

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(844) 4E3-LOANS (5626)

(844) 4E3-LOANS (5626)

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NMLS ID 1163035

All loans subject to credit approval and certain restrictions may apply. Information subject to change without notice.